Learning Center Post

A HELOC can be a great financing option for Canadians who own a home and are looking for some extra cash to consolidate debt or cover a large expense.

Looking to buy a second home? A home equity loan may be an option. Learn what it is how it works and the pros and cons.

Wondering what to do with all that home equity you've built up? Here are a few of the best ways to use it!

Learn all you need to know about Quitclaim deeds! Learn what they are, how to use it and when you might need it!

The process of refinancing your mortgage involves breaking the terms of your existing one, to start a new one with either your current lender or a new lender. There are lots of reasons why Canadians may decide to pursue a mortgage refinance including debt consolidation, home improvement financing or to access a lower interest rate.

A home is likely the largest purchase you’ll make in your lifetime, so it’s wise to be prepared from the start. Understanding how to budget and save for a home is part of the first steps you’ll take toward buying one of your own.

When you already have a mortgage, a second mortgage can be acquired to give you additional money for home improvements, debt consolidation and more.

A mortgage preapproval involves a detailed analysis of your financial situation to determine if you qualify for a home loan and if so, the amount. Find out how to increase your mortgage preapproval amount.

If you have received a large cash gift for a down payment on a mortgage you will need a gift letter. Learn more about gift letters and their requirements.

Ready to list your home on the market? Read our step-by-step guide to reach closing day as smoothly as possible.

Learn the details of reverse mortgages to decide if one might be right for you.

Learn how to best position yourself when buying a home. You gain the most purchasing power when you reduce debt, improve credit score and more.

The perfect wedding means different things to people. Here are ways to budget for a wedding so you can have your dream day.

Optimize your kitchen to get the most of your space with these tips.

Buying a house with cash, if you can afford it, comes with both benefits and drawbacks. Find out if paying for your home in cash is the right move for you.

If you’re looking to get your first credit card, these tips will make sure you find the best card for you.

Learn the pros and cons of fixed-rate and variable-rate mortgages, so you can find the best solution for you.

Considering changing your mortgage provider? Learn the potential benefits to learn what is right for you.

Accomplishing these summer home maintenance projects will make sure you are able to have a relaxing summer.

Whether you dream of a lake house or a secluded cabin, here’s what you need to know about buying a vacation home.

How many and what type of credit cards should you have? Learn more about what is the right answer for you..

Looking to pay off high-interest debts? You may be able to utilize your home’s equity by refinancing to pay down your debt.

Secured and unsecured credit cards have key differences, but both can build credit. Learn which option is best for you.

Follow these tips to make sure your house stands out in the minds of potential buyers.

Learn the average cost of a kitchen remodel, the factors that impact the total cost and how to save money during your remodel.

Foreclosures will cause drops in your credit score. How much of a drop depends on your credit history and other factors.

Have you ever wondered what happens to your assets if you pass away? Here are 4 things that could potentially happen to your financial assets if you pass away.

As you prepare to buy your next home, you will have to decide what to do with your current home. Learn if selling or renting your home is best for you.

From road trips to beach resorts, view our list of summer vacations to help plan your next vacation.

You can pay property taxes directly or through your mortgage, but which is the best option?

Is it better to buy or rent? Learn the benefits of both options to determine if renting or buying a home is best for you.

Learn about the common types of houses in Canada including detached, semi-detached, townhouses and condos.

Credit score can impact your mortgage. Learn how to build your credit to get you the best deal.

Secure your rate with a mortgage rate lock. Locking your mortgage rate brings more certainty to your monthly payment as you approach closing.

If you’re a homeowner, accessing your home’s equity can be a smart way to borrow money if you’re in need of extra cash. Take some time to learn more about how home equity loans work and if they might be a good fit for your personal financial situation.

The current housing market is creating challenges for millennials to become homeowners.

These ideas will help create a relaxing picnic in your backyard!

A mortgage life insurance policy can help lessen financial strain if anything ever happens to you.

Canadian credit scores range from 300-900. Learn the average credit score in Canada and how it can impact your ability to qualify for financial products.

Factors like seasonality can impact the selling price of your home. Find out the best time to sell your house.

Bridge loans can help finance a home before selling your current home. Learn if a bridge loan is right for you.

View our list of quick and easy home improvements that will have your house feeling new again.

Assumable mortgages are an agreement where the current owner’s outstanding mortgage is transferred to a buyer.

Looking to refinance your mortgage? Learn about equity take out refinances, how they work, and if it’s the right option for you.

View your monthly payment breakdown with our mortgage amortization calculator.

There is no single answer to when is the best time to buy a house. However, there are a few general tips that can help you during your next home purchase.

When it comes to spring cleaning, there's no time to waste. Get your home ready for the warmer months with our complete spring cleaning checklist.

Wondering how to buy a house without a realtor? Read our latest guide to learn more about the process and everything you need to know.

Whether you’re selling a rental home to a tenant, or selling to a family member, read our latest guide to learn about the process involved in how to get a name off a mortgage.

Looking for ideas to renovate your house? Check out our latest article on the best home decor ideas.