Home Buying Post

A HELOC can be a great financing option for Canadians who own a home and are looking for some extra cash to consolidate debt or cover a large expense.

Looking to buy a second home? A home equity loan may be an option. Learn what it is how it works and the pros and cons.

A home is likely the largest purchase you’ll make in your lifetime, so it’s wise to be prepared from the start. Understanding how to budget and save for a home is part of the first steps you’ll take toward buying one of your own.

A mortgage preapproval involves a detailed analysis of your financial situation to determine if you qualify for a home loan and if so, the amount. Find out how to increase your mortgage preapproval amount.

If you have received a large cash gift for a down payment on a mortgage you will need a gift letter. Learn more about gift letters and their requirements.

Learn how to best position yourself when buying a home. You gain the most purchasing power when you reduce debt, improve credit score and more.

Buying a house with cash, if you can afford it, comes with both benefits and drawbacks. Find out if paying for your home in cash is the right move for you.

Whether you dream of a lake house or a secluded cabin, here’s what you need to know about buying a vacation home.

Is it better to buy or rent? Learn the benefits of both options to determine if renting or buying a home is best for you.

Learn about the common types of houses in Canada including detached, semi-detached, townhouses and condos.

Bridge loans can help finance a home before selling your current home. Learn if a bridge loan is right for you.

Assumable mortgages are an agreement where the current owner’s outstanding mortgage is transferred to a buyer.

View your monthly payment breakdown with our mortgage amortization calculator.

There is no single answer to when is the best time to buy a house. However, there are a few general tips that can help you during your next home purchase.

Wondering how to buy a house without a realtor? Read our latest guide to learn more about the process and everything you need to know.

You may be considering to purchase or sell a home privately, but read our article first to learn about the dos and donts of making this transaction.

When buying a new build home, it’s important to lock in your rates early. Read everything you need to know about new build homes and getting a mortgage.

Looking to buy a house, but don’t know where to start? Check out our latest step-by-step guide to learn everything you need to know about the process.

After buying a house, you may have a list of renovations you’d like to make. Check out our latest guide to find out which renovations add the most value to your house.

Buying a new home can seem intimidating, but it doesn’t have to be. Check out our latest home buying checklist for everything you need to know during the home buying journey.

Closing costs are always included when purchasing a house. Read our complete guide to learn about common closing costs, what they are, and other things to consider during the home sale.

The Home Buyers’ Plan (HBP) allows you to withdraw from a registered retirement savings plan to buy a home. Learn more about HBP in our latest article.

Read our latest housing predictions for 2022 and learn about how the housing market will shift compared to last year.

When looking for your next home, it’s important to know how long your mortgage pre approval is good for. Learn more about the process and the time frame you should work with.

There are many different housing styles out there, but read our latest article to learn which housing styles are the most popular in Canada.

Read our latest article to learn what the average down payment for a house is by province in 2021.

Read our latest article to learn more about buying a foreclosure home and what you need to know about the process.

Read our latest guide to learn how to buy a house from your family member and the process involved.

Read our latest article to learn more about the various down payment assistance programs available to Canadians in 2021.

Looking to buy a house in Canada, but you have bad credit? Don’t worry - read our latest article for tips on getting a mortgage despite having bad credit.

Wondering what the biggest differences are between a buyer’s and seller’s market? Read our latest guide to learn about how housing trends can affect the buying and selling market.

Now that you’ve found your next home, you may be wondering how to make an offer. Read our latest guide to learn how to make the offer and close the deal.

Check out our latest first time home buyer’s guide to learn everything you need to know when purchasing a home in Canada.

The foreign buyer’s tax rebate applies for foreign homebuyers in the Greater Toronto area. Learn more about what it is and if you qualify.

Buying a home is a big financial decision, especially if you’re already paying off other debt. Read our article to learn about the process of buying a house if you currently have student loans.

Buying a home is one of the biggest purchasing decisions you’ll make. Read our article to learn about how much money you actually need to buy a house.

Are you buying a home with less than a 20% down payment? You’ll need to pay for mortgage default insurance. Read our latest article to learn more.

Wondering what the best option is between renting vs. buying a house in Canada? Read our article to learn about which one suits your needs.

Wondering if you should renovate your home instead of moving out and buying a new one? Read our latest article to learn about the pros and cons of both options.

Before you close on your home, you will need to perform a home inspection first. Read our home inspection checklist for all the items you should consider.

If you’re looking to buy a house, but have no down payment, there are options available. Read our latest article to learn more.

A lot of people have asked about how to get approved for a mortgage after bankruptcy. Here's everything you need to know.

Short sales can be great deals on properties, but can be tricky to navigate. Learn more about short sales, what they are, and what you need to know before buying one.

As rental rates increase across Canada, it’s hard not to ask yourself the question, “Am I ready to buy a house?” While there are a lot of reasons to dive into homeownership, there are also reasons to avoid it if you’re not ready.

If you’re still on the fence about buying a new home, we’ve put together a pros and cons list that may help make your decision a little easier.