Mortgage renewal is the perfect opportunity to evaluate your mortgage terms to make sure it aligns with your financial goals.
Why renew with Rocket Mortgage™️?
- Compare the rate and term your current lender is offering. You may save thousands over the life of your loan by giving us an opportunity to see if we can get you a lower rate and fees.
- Rocket Mortgage has a 4.8-star Google rating because we put clients first.
- We make getting a mortgage easy and efficient with a simple process you can begin from the comfort of your couch.
Use our calculators to prepare for buying, refinancing, or renewing a home.
Monthly Payment Calculator
Estimate your monthly payment
Mortgage Amortization Calculator
Estimate the total interest over the term of your loan
Knowledge is power.
Use our Learning Centre to learn more about mortgage renewal, like when a good time to renew is, how to choose the right mortgage company and how to use this an opportunity to explore your financial options.

Mortgage Renewal: Is It Time?
When the contract expires on your mortgage, you’ll have an opportunity to renew the mortgage for another term.

Should I Renew My Mortgage Early? Pros And Cons
Once they’ve locked in, signed the paperwork and settled into their new place, most homeowners don’t think much about renewing their mortgage down the line and what that process might entail.

Top 3 Tips For A Successful Mortgage Renewal
It’s been a few years since you purchased your mortgage loan and you’re all settled into your new home.
Get started now on your financial goals.
Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.
Apply NowWhen do you know it’s time to renew?
Lenders will typically begin the renewal process up to six months before the end of term. However, they must provide you with a renewal statement at least 21 days before the expiration of your current mortgage.
View current rates, and check out our monthly calculators to see how much you could save every month!
Connect with a Rocket agent today to walk you through your renewal options.